Who We Are

Retirement Council, Inc. provides insurance and through our broker/dealer, PlanMember Securities Corporation, provides financial advisory services. We focus on retirement planning, income planning, elder care planning, tax planning, business succession planning and estate planning.

My mission is to help clients determine and obtain their financial goals. I accomplish this objective by establishing long term relationships through providing quality service and products.

Joseph C. Chalom, CLU®, RICP®, LUTCF, LACP founded Retirement Council, Inc. in 1991 to help people create and implement financial plans based on their needs.

Our approach to financial planning focuses around helping to provide clients with the tools needed to make intelligent decisions on creating financial goals and selecting appropriate products to meet their needs.

Mr. Chalom is licensed by the Department of Insurance to transact the sales and service of insurance in the areas of life, health, fixed and variable annuities. In addition Mr. Chalom is registered to transact the sales and service of mutual funds, variable annuities, limited partnerships and provide fee based advisory services with PlanMember Securities, broker dealer, a member of the Financial Industry Regulatory Authority, (FINRA) and an SEC Registered Investment Adviser.

Financial exploitation hurts us all. Retirement Council, Inc. is proud to announce that we have earned the @AARP #BankSafe Trained Seal in recognition of the training we have undergone and policies we have in place to better protect the assets of older Americans. Learn more: aarp.org/banksafe

The above link(s) are provided for your information only. PSEC and Retirement Council Inc.  does not endorse, nor accept any responsibility for the content, products and/or services provided at non-PSEC or Retirement Council sites. Some information contained on these site(s) are provided by third parties. We do not independently verify this information, nor do we guarantee its accuracy or completeness.